Professional Indemnity
Why Take Out Professional Indemnity Insurance?
A Professional will hold himself or herself out as having a special skill, which can be relied upon by another. Consequently the law requires that the Professional exercise the required skill to an appropriate level expected by that profession. Professionals are only human and mistakes do happen. Any financial loss, injury or damage arising from a mistake or failure by the Professional to exercise the required level of skill may mean that an award is made in favour of a person who suffers a loss, damage or injury. It is also not uncommon for a Professional to be held at least partly responsible for a mistake even where there has been no proven negligence on their part.
It is important to remember that Professional Indemnity Insurance doesn't just protect you from the financial loss associated with third party claims. It also protects your reputation, which is essential for a healthy, profitable trading environment.
At London Australia Underwriting we have a policy wording to suit almost every Professional requiring cover. In addition to the main policy wordings we also have the ability to create tailored policy solutions for niche industry areas that require something a little different.
Professional Indemnity
Appetite/Capacity
Our flexible approach to risk assessment enables us to meet the requirements and expectations of a wide range of Insureds. In addition to our cost effective industry specific products for the SME sector we also offer more bespoke solutions to the larger entities that require a more client-centric approach.
We are particularly strong in the Media, Miscellaneous, Architects and Real Estate areas with market leading products and an innovative approach to risk transfer. If there is no clear cut product for a particular profession or activity our underwriters will carve out a contract allowing the proposer the peace of mind they should be entitled to when adequately insured.
We are also open to excess layer participations and co-insurance opportunities.
Click here for Appetite List.
Line Size
AUD$10,000,000 any one risk available on both primary and excess of loss placements.
Occupation Listing
- Accident Investigation
- Accountants
- Adoption Agencies
- Advertising Agents & Services
- Agrologists
- Arborist
- Arbitrators & Mediators
- Architects
- Associations
- Auctioneers
- Bookkeepers
- Broadcasting
- Business Enterprise Agencies
- Business Training Courses
- Buyers Agents
- Call Centres
- Careers Advisory Service
- Catering Consultancy
- Chambers of Commerce & Trade
- Claims Adjusters & Administrator
- Collection Agencies
- Commercialisation Consultants
- Company Formation
- Company Search Agency
- Conference & Event Management
- Conference Facilities & Services
- Conservation Organisations
- Consumer Organisations
- Contest Managers
- Corporate ID / Graphic Design
- Counselling & Advice Services
- Court Reporters
- Customs & Forwarding Agents
- Direct Marketing
- Draughtsperson
- Driver Training Instructors
- Editorial
- Education Advisory Service
- Educationalists
- Electrical Design Services
- Energy Consultancy
- Engineers
- Environmental Assessment
- Event Organisation
- Exhibition Management
- Expert Witnesses
- Facility Management
- Fire Safety Consultants
- Food Inspectors / Technologists
- Forestry Consulting
- Freight Forwarders
- Genealogists
- Graphic Designers
- Handwriting Analysis
- Health & Safety Consultants
- Heating / Lighting Consultancy
- Hospital Consultancy
- Hotel Booking Agents
- Hotel Consultancy
- Human Resources
- Illustrators - Technical & Commercial
- Image Consultants
- Immigration Advice
- Import & Export Consultancy
- Insurance Brokers
- Interior Designers
- Introduction Agencies
- Journalism
- Laboratory Analysts
- Language Courses & Schools
- Legal Searchers
- Literary Agents
- Mail Shots / Cold Calling
- Management Consultants (Non-financial)
- Market Research & Analysis
- Marketing & Advertising Consultancy
- Marriage Consultancy
- Media Sales
- Meeting Planners
- Models - Architectural & Engineering
- Music Schools / Teachers
- Newspapers / Magazines
- Packaging Consultants
- Pastoral Agency
- Patent & Trademark Attorneys (XOL)
- Personnel Consultants
- Photography
- Planning Consultancy
- Plumbing Consultants
- Printing (No games of chance)
- Process Servers
- Product Design
- Property Managers
- Public Records Search Company
- Public Relations Firms
- Publishing
- Quality Assurance & Control
- Quantity Surveyors
- Real Estate Agents / Stock Station
- Recruitment
- Relocation Agency
- Research Consultancy
- Safety Consultancy
- Sales Promotion Consultants
- Secretarial Services
- Solicitors Top Ups
- Speech & Drama Teachers
- Telemarketing
- Traffic Consultants
- Translators & Interpreters
- Transport Consultants
- Travel & Ticket Agents
- Underwriting Agencies
- Wedding Services
- Wills
- Word Processing Services
Professional Indemnity
Proposals
- LAU Accountants Proposal Form
- LAU Architects Proposal Form
- LAU Association Proposal Form
- LAU Charity Proposal Form
- LAU Engineers Proposal Form
- LAU IB and UA Proposal Form
- LAU Lawyers Top Up Proposal Form
- LAU Miscellaneous Proposal Form
- LAU Media Proposal Form
- LAU Real Estate Proposal Form
- NSW Stamp Duty Exemption Declaration